How it works
Understand your home equity options before you commit.
EquityPilot helps you evaluate HELOC, refinance, and payoff strategies with a simple screening process, then connects you to the right next step if it makes sense.
Guide me — 3 quick questions
Not sure where to start? We'll point you to the right path.
Answer three short questions and we'll recommend the best starting point. This is a planning tool — not a loan approval or credit decision.
1. What are you exploring?
2. What is your main goal?
3. How soon are you looking to act?
Pick one answer per question to see your recommended path.
1. Answer a few questions
Tell us about your home, your current loan, and your goals. No credit check required to start.
2. See your equity position
See what may be possible based on your estimated equity.
3. Specialist review
If your scenario qualifies, a licensed specialist reviews your details and helps confirm your best path.
4. Move forward with clarity
Proceed only if the option aligns with your financial goals. No pressure to continue.
Built on trust
What EquityPilot is — and what it isn't
EquityPilot is
- A home equity screening platform
- A way to understand HELOC and refinance options early
- A bridge to licensed specialists when needed
- A tool to help you make a smarter financial decision
EquityPilot is not
- Not a loan approval
- Not a lender
- Not a marketplace selling your data
- Not a hard credit pull at the screening stage
See what your home equity can actually do for you.
Complete a quick screening in minutes. No credit impact to begin.
Initial screening does not constitute a loan approval. Additional review may be required depending on your scenario.
Want to learn first? Start with the Home Equity Education Guide.