How it works

Understand your home equity options before you commit.

EquityPilot helps you evaluate HELOC, refinance, and payoff strategies with a simple screening process, then connects you to the right next step if it makes sense.

No credit impact to checkSecure and privateReviewed by licensed specialists

1. Answer a few questions

Tell us about your home, your current loan, and your goals. No credit check required to start.

2. See your equity position

See what may be possible based on your estimated equity.

3. Specialist review

If your scenario qualifies, a licensed specialist reviews your details and helps confirm your best path.

4. Move forward with clarity

Proceed only if the option aligns with your financial goals. No pressure to continue.

Built on trust

What EquityPilot is — and what it isn't

EquityPilot is

  • A home equity screening platform
  • A way to understand HELOC and refinance options early
  • A bridge to licensed specialists when needed
  • A tool to help you make a smarter financial decision

EquityPilot is not

  • Not a loan approval
  • Not a lender
  • Not a marketplace selling your data
  • Not a hard credit pull at the screening stage

See what your home equity can actually do for you.

Complete a quick screening in minutes. No credit impact to begin.

Initial screening does not constitute a loan approval. Additional review may be required depending on your scenario.